Monéé is a Mobile Loan, Savings, Investment, Bill Payment and Funds Transfer application powered by Citygate Global, a Microfinance Institution with over 13 years experience in the Finance Sector. It is both a financial service and a financial platform that enhances the quality of its user’s lives by giving them a needed financial boost when they need it and by providing a means for them to make targeted Savings and Investment plans.

Monéé is about Easing the Present and Safeguarding the future. It is designed to ease the lives of its users in the present by meeting present financial needs through small ticket loans that are easily accessible to them and by providing a one stop bill payments platform that enhances its users’ lives. With Monéé, you can do all your banking transactions without being physically present in a bank.

Beyond the present, Monéé is about safeguarding the Future by providing a User-Friendly Platform where Users can set up Savings and Investment Plans for their Future.

It is available on both the Google Play Store and Apple Store.

Monéé is for every Nigerian who has a Smartphone and needs an easily accessible Mobile Loan, Savings, Investment, Bill Payment and Funds Transfer Application to support their daily lives.

Savings can be a good way to provide for your financial future especially if you find an option that suits you. You can have instant access to your savings account whenever you want to, while fixed–term accounts may require you to lock down your money for a period of time. Depending on the type of account, there are attractive interest rates available, so the more you save, the more you'll earn.

• Sign in or sign up to identify.
• Choose the Monéé App Savings module
• Select your wallet to save the money
• Tell Monéé App how much you would like to save or lockdown
• Monéé App deducts specified amount from your wallet

Fund transfer to and from your monéé wallet is seamless. Fund transfer can inward (from other banks to your monéé wallet) or outward (from your monéé wallet to other banks).

Outward transfer

• Log into the monéé app
• Select 'Transfer Funds'
• Select 'Bank Transfer'
• Fill the fields for a NEW BENEFICIARY or select an existing beneficiary.
• Select the 'Continue' button
• Enter the amount to transfer and narration
• Select the 'Transfer' button
• Enter your transaction pin and select the confirm button

Inward transfer

• Select Empire Trust MFB as the beneficiary bank.
• Enter your monéé account number.